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FHA’s 2019 minimum national loan limit, or floor, of $314,827 is set at 65% of the national conforming loan limit of $484,350. This floor applies to those areas where 115% of the median home price is.
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As many CLTVs are approaching 75%, homeowners may choose to do a cash-out to either consolidate higher rate debt, do home improvements, or move out of an ARM. Or refinance an FHA loan that has.
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