Minimum annual income: None, but average is $89,000. Maximum debt-to-income ratio: 50% (excluding mortgage). To review Prosper, NerdWallet collected more than 30 data points from the lender,
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Home loans: explore today’s refinance and mortgage rates for a variety of mortgage products, and learn how we can help you reach your home financing goals. Best Home Loan Rates Government-insuraed loans are backed by 3 firms: the Federal Housing Administration (FHA loans), the U.S. Department of Agriculture (USDA loans) and the U.S. Department.