Interest Rates. The interest rates of construction loans are usually variable. That is, they will change during the time the loan is outstanding. This interest rate is usually anchored to another, standard rate. Many of them are tied to the prime rate, which is a type of benchmark reported by the Wall Street Journal.

home equity loan at a time, although a homeowner may have liens from other sources, such as a home improvement loan or a tax lien. Some of the changes made by the 2003 constitutional amendments allow homeowners who currently have one type of home equity loan to refinance it with another type of home equity loan to comply with the limitation in.

Texas Home Equity Rates Low Rate Guarantee for Texas Home Loans. Are you searching for a Texas Mortgage Lender online that offers fixed home loans and 2nd mortgages? The state of Texas has laws in place that prohibit Texas homeowners from doing a "cash out" loan above 90% combined loan to value.

Home Equity Investment Property home equity loan taxes: watch Out, It’s a Whole New World –  · Do you have a home equity loan or home equity line of credit (HELOC)? Homeowners often tap their home equity for some quick cash, using their property as.

Average 15-Year Home Equity Loan Interest Rates. We track the average interest rate on 15-year fixed rate home equity loans in each state, based on the same assumptions listed in the section above. Typically, 15-year home equity loans offer the longest term available and come with the highest rates.