The 30- and 15-year fixed-rate mortgages are by far the most popular type of home loans, accounting for about 75 percent of all U.S. residential mortgages. They’re available in other lengths as well, 20- and 10-year fixed-rate mortgages in particular, but lenders will sometimes offer other lengths as well, up to 40 years in some cases.

Mortgage rates have fallen substantially in the first week of 2015. While a few of the most aggressive lenders have been able to offer top tier borrowers 30yr fixed rates at 3.75% for quite a while,

Fixed Rate Mortgages: 15 & 30 Year Terms Get the security of a monthly principal and interest payment that never increases. We give you the flexibility to lock in your rate for any term between 8 and 30 years, whichever works best for you.

Zillow*The weekly mortgage rate chart illustrates the average 30-year fixed interest in six-hour intervals. By Lauren Braun The 30-year fixed mortgage rate dropped Wednesday, then hovered around 3.88.

View and compare urrent (updated today) 15 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

Who 15-Year Fixed Loans Are Best For People who want to save more in interest by paying off their loan sooner and want an interest rate that never changes over the entire life of the loan. Read more about other benefits below.

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers and assume no cash out. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

10 Yr Refinance Mortgage Rates Mortgage Interest Rate Comparison Calculator Compare Two Loans calculator financial lending analysis tool description . Financial calculator for comparing or analyzing two loans or mortgages. The calculator is for fixed rate loans. typically fixed rate loans are used to purchase or buy cars, trucks, automobiles, recreational vehicles and homes (fixed rate mortgage).

15-Year Fixed-Rate Mortgage Rate vs The Yield on The 10-Year US Treasury Note: This chart shows the relationship between the United states prime rate, the yield on the Ten-Year United States Treasury Note and the rate on 15 and 30-Year, Fixed-Rate Mortgages since July 1, 1999. Chart: U.S. Prime Rate vs. Fed Funds Target Rate vs. 1-Month LIBOR.

When interest rates rise consumers tend to shift more toward using adjustable-rate mortgages to purchase homes. Advantages of a 15-Year Fixed-Rate Home Loan The big advantage of a 30-year home loan over a 15-year loan is a lower monthly payment.

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