A 2/28 adjustable-rate mortgage (2/28 ARM) has an initial two-year fixed interest rate period, after which the rate floats based on an index plus a margin.

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An adjustable-rate mortgage (arm) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan. Normally, the initial interest rate is.

What’s an adjustable-rate mortgage? An adjustable-rate mortgage (ARM) is a loan in which the interest rate may change periodically, usually based upon a pre-determined index.

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Best Mortgage Rates & Lenders of 2019 | U.S. News – Adjustable rate. The interest rate on an adjustable-rate mortgage can change over time, which means your monthly payments can change depending on market interest rates. Adjustable-rate mortgage interest rates are based on a benchmark rate, such as the prime rate. When these rates go up, the interest rate and monthly payment for your mortgage go up.

Best adjustable-rate mortgage lenders for refinancing Provides a variety of mortgage refinance products, as well as home equity loans. Offers 3/1, 5/1, 7/1 and 10/1 ARMs. Repeat refinance customers can get discounts and reimbursements for certain closing costs. loanDepot review.