Limits for FHA Loans in Nevada, Texas range from $395,600 for 1 living-unit homes to $760,750 for 4 living-units. Conventional Loan Limits in Nevada are $484,350 for 1 living-unit homes to $931,600 for 4 living-units.

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Two-Step Home Construction Loan. The mortgage and construction loan are divided with a two-step loan, so the mortgage on the house is not closed on until it is built, which provides for the possibility of closing on a lower construction loan interest rate. The buyer does have to re-qualify for the mortgage once building is complete.

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VA-backed home loans grow dramatically in Nevada – With the number of veterans in Nevada growing and the tight housing market, the number of VA-backed home loans has skyrocketed in the state. While the number of those loans is up 59 percent nationwide.

Multifamily homes are allowed, which can have up to 4 units, but you must occupy at least one of them for it to be eligible for a FHA home loan in Nevada. Credit Score – A credit score of 580 or higher is needed for FHA loans.

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