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  1. – USDA Loan Location Requirements. The USDA loan is designed to help those in rural areas purchase a residential home. Fortunately, the USDA’s definition of rural is generous and many suburbs qualify. According to the USDA, rural areas are defined as open country, which is not part of an urban area.

    0 Down First Time home buyer programs First-Time Home Buyer Programs in Nevada for 2018 – But if getting a mortgage or paying a down payment is holding you back, check out the state and federal first-time home buyer programs that are available. Sponsored by the federal government and.